Author Archive

What I’m Able to Save So Far.

Since I’ve started this blog a month ago I’ve looked at ways to save money to help pay down my debt.  Here is what I’ve come up so far:

Cable TV - $63.75 a month
Broadband Internet - $18 a month
Satellite TV - $62.94 a month
Car Insurance - $35 a month
Eating breakfast at home and bringing lunch […]

Brown Bagging It.

For the longest time I’ve eaten out for breakfast and lunch during the work week.  Didn’t seem to be that big of a deal.  3 dollars for breakfast, 4-6 dollars for breakfast.  Bur since I’ve turned over a new leaf I’ve decided to re-think the whole breakfast and lunch thing.
So for the past week I’ve […]

Switched Car Insurance, Saved Half.

Continuing my quest to slash expenses to have more money to pay off my loans I decided it was time to switch my car insurance.  When I got my first vehicle many years ago I got the same insurance carrier as my sister and I haven’t changed since.  Since the current coverage term was expiring in […]

My Networth: April Edition (+56.07%)

Here’s my networth update as of May 1st with some notes.
 

I’ve separated my emergency fund from the checking account to get a more detailed picture.
Rummaging through my documents I was able to find the original listing for my house, it was listed for $192,108.  $2,108 more than my estimates from last month, so I’m treating […]

Did you Get Your Economic Stimulus Check Yet?

While paying some bills this morning I noticed there was an extra $600 in my checking account.  Looking at it closer the deposit said “US Treasury Tax Refund”.  Looks like the stimulus check got deposited early in my checking account.  Woo-hoo!  Considering my options I can either:

Spend it - I do very much want to […]

Bye Bye Satellite!

The following is a reprint of a post that I made from my old blog Getting Out Of The Poorhouse:  To find out why, see here.
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 I’ve lowered my cable TV and broadband internet bills by a combined $81.75 - next is the satellite bill. 
I signed an 18 month commitment with my Satellite provider 21 months ago […]

Stop Making Other People’s Mortgage Payments.

The following is a reprint of a post that I made from my old blog Getting Out Of The Poorhouse:  To find out why, see here.
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I’ve recently had the chance to watch the documentary Maxed Out, about the credit card and lending industry in America.  Some interesting tidbits gleaned from the movie:
- Dave Ramsey is […]

An Expensive $10 a Week Pastime? What are the Odds?

The following is a reprint of a post that I made from my old blog Getting Out Of The Poorhouse:  To find out why, see here.
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Last week a friend of mine won $20 bucks from the lottery.  This was especiallysweet for her because she has been on a losing streak lately.  According to her she has gone […]

Introducing Ramoney.

Hi boys and girls.  It is with great pleasure that I introduce to you the newest member of the RJ multimedia empire - Ramoney (pronounced rah-mow-ney).  The URL is www.ramoney.com.
It isn’t a personal finance blog despite how it sounds.  It’s about personal development.  If you are interested in thought-provoking articles about getting more out of life […]

Reducing The Cable Bill Part II: Broadband Internet

The following is a reprint of a post that I made from my old blog Getting Out Of The Poorhouse:  To find out why, see here.
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Yesterday I talked about how I was able to cut $63.75 off of my cable TV bill by cancelling my HD cable package, using a pair of rabbit ears, watching shows […]